Related items

The European Parliament’s November 2025 draft report on revitalising EU securitisation strengthens the Commission’s proposal by pushing further simplification, but it overlooks a central flaw in the framework: the misalignment between EU and non‑EU securitisations that continues to restrict EU investors’ access to global markets. Investor access should depend on whether sufficient information is available for due diligence, not on the use of a specific reporting template.

MEPs can make this fix by removing the template‑based verification requirement in Article 5(ii)(e) and anchoring investor due diligence in a clear, substance‑based ‘sufficient information’ standard. When combined with the Parliament’s encouraging simplification proposals, this targeted fix would lower operational costs, enable proportionate due diligence and strengthen market depth – all without weakening core safeguards.

Mobilising private capital for long-term, productive investments is critical to advancing the EU’s green and digital transitions and realising the objectives of a Savings and Investments Union (SIU). However, the EU securitisation market has seen a significant decline since the global financial cri-sis and has since continued to lag behind comparable markets. Previous efforts to revive the EU secu-ritisation market, such as the introduction of the EU Securitisation Regulation and the Simple, Trans-parent and Standardised (STS) label for traditional securitisations have not meaningfully improved the situation.

Whilst not the panacea to all of Europe’s funding challenges, learn why revitalising securitisation in Europe will help unlock private finance and thereby create better conditions for the financing of the EU economy.

On Monday, 25 and Wednesday, 27 November 2025, AmCham EU travelled to Frankfurt, Germany and Strasbourg, France to support an ambitious Savings and Investment Union (SIU) that will allow the EU to gain momentum towards more integrated Single Market. In Frankfurt, members met with senior officials from the European Central Bank, Deutsche Bundesbank, as well as the International Financial Reporting Standards (IFRS) and the International Sustainability Standards Board (ISSB). Conversations focused on strengthening Europe’s place in the global financial markets and opportunities to streamline regulatory complexities. 

The delegation then continued to the European Parliament in Strasbourg, where discussions with MEPs centred on securitsiation, the upcoming market integration package, next steps for the sustainable finance framework, the role of innovative technologies and the future of the digital euro. Throughout the visit, members emphasised the need to deepen Europe's capital markets, prevent further fragmentation, support innovation-driven regulation and foster a globally attractive investment environment that strengthens Europe’s financial resilience.