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From Monday, 27 to Wednesday, 29 April, AmCham EU travelled to Paris, France and the European Parliament in Strasbourg, France for a series of meetings on EU financial services policy developments. The delegation engaged with representatives from French and European financial authorities, Members of the European Parliament, Accredited Parliamentary Assistants and Group Policy Advisers, to share business perspectives on the EU’s financial services agenda. Discussions focused on how to improve Europe’s competitiveness, deepen capital markets and create the right conditions for innovation in digital finance. Members also highlighted the need for more coherent and interoperable rules that reduce complexity while encouraging long-term investment through risk-based regulation.

The European Parliament’s November 2025 draft report on revitalising EU securitisation strengthens the Commission’s proposal by pushing further simplification, but it overlooks a central flaw in the framework: the misalignment between EU and non‑EU securitisations that continues to restrict EU investors’ access to global markets. Investor access should depend on whether sufficient information is available for due diligence, not on the use of a specific reporting template.

MEPs can make this fix by removing the template‑based verification requirement in Article 5(ii)(e) and anchoring investor due diligence in a clear, substance‑based ‘sufficient information’ standard. When combined with the Parliament’s encouraging simplification proposals, this targeted fix would lower operational costs, enable proportionate due diligence and strengthen market depth – all without weakening core safeguards.